Does Lack of State Level Prohibition Allow Discrimination in Texas?

Texas civil rights and discrimination attorneys point out areas in the law where Texas civil rights and discrimination protection falls through the cracks. Discrimination may have different motivations such as race, gender, national origin, sexual orientation and disability. Texans are not all protected equally when it comes to civil rights violations and protection from discrimination. Examples include:
Public Accommodations
Most people agree that public accommodations should be free from policies that discriminate. Texas has no statewide law prohibiting such discrimination based on race, color, religion, sex, age, national origin, sexual orientation, or physical handicap. Some local governments have passed ordinances prohibiting discrimination in public places. This has resulted in confusion as to what is legal from one municipality to the next. Texas civil rights and discrimination attorneys claim this highlights the need for statewide legislation.
 
Discrimination in the Workplace
According to state law in Texas, civil rights in the workplace exist in many areas including employees’ race, age, gender, religion, national origin or disability. However, Texas civil rights and discrimination state law does not extent to sexual orientation. Texas civil rights and discrimination attorneys maintain that policies that favor non-discrimination are good business.
Discrimination in Education
According to Texas civil rights and discrimination laws there are no specific prohibitions stopping a public educational institution from discriminating on account of race, ethnicity, color, gender, disability, sexual orientation, disability, religion or national origin of the student or the parent of the student. There are laws in place prohibiting student on student harassment covered under bullying codes. However, there are no similar laws covering discrimination and harassment originating from employees of the educational institution.
Discrimination from Insurance Companies
Insurance companies are prohibited from discrimination because of race, ethnicity, color, gender, disability, marital status, disability, religion, geographic location or national origin. However, Texas civil rights and discrimination laws make no provision for the prohibition based on sexual orientation and sexual identity. This discrimination can take form of higher rates, refusal to insure, limited coverage, extent of coverage and nature of coverage.
Since in Texas, civil rights and discrimination protection does no extent to sexual orientation and transgender people when it comes to insurance coverage, many insurance companies deny coverage for procedures related to transgender and sexual orientation issues.  Many are refused coverage for procedures because of their transgender and sexual orientation status and are required to put off the procedure or pay for it out of pocket when it should have covered by the insurance premium to begin with.